Coolcredit

Coolcredit Reviews

Serchen Index

59.96
5 Reviews

Coolcredit Reviews

4.6

Excellent!

5 Reviews

Last reviewed on
14 December 2021

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Wednesday, December 15, 2021

No one taught me that your credit is important, so I spent the better part of my twenties getting crazy (in debt, that is). I took out so many different credit cards and loans trying to keep up with the Joneses, but all of those bad decisions began to catch up with me once I hit 30. I needed to buy a new car, but with such bad credit, I had a hard time being approved. That’s when I decided to nip it in the bud and address my credit score directly. Found Cool Credit at the recommendation of a friend and am so glad I signed up with them. They took care of my bad credit so that I could get a new (used) car at a much more affordable rate.

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Monday, December 6, 2021

Verified Review

Let me be blunt, I didn't realize that my bad credit would create a problem for me even while looking to rent a place from someone!! It goes without saying I had to work to improve my credit score rather waiting for a contingency situation to strike again which I might not even be ready for. Looking into ways to improve my score, I found out about Cool Credit. I was super skeptical about using them or any such service. Credit repair was kind of like a foreign concept to me. Now I don’t know how they did it, but my credit score did a full 180! Their representative said I had something negative that they were able to dispute off my report for a long time, GOSH!!

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Monday, November 22, 2021

The really cool thing about Cool Credit is that while you’re paying for the affordable service, they report payments to the credit bureaus, which is further helping my score while I wait for the negative items to be removed. It felt like a good investment for my future and I’m happy that I took the chance to try them out.

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Friday, November 5, 2021

I had a credit score of 443. I do have a mortgage, but due to the pandemic, my re-payments have been irregular, assuming there must be so many similar cases out there. The only option I had was to seek some help to get my credit score to improve, somehow as I barely had anytime to do it on my own. I came across Cool Credit and a few more tools online. CC's way to go about it was to first define my report and then start cleaning it. I went from having a score of 443 to 620 in a short time. Actually, there were a bunch of hard inquiries impacting my score that weren’t supposed to be there. Better late than never, I guess!

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Wednesday, October 27, 2021

It’s been ten long years since I had to go through the unfortunate foreclosure of my condo! To say that times were tough is an understatement. I mean, I was going through a divorce with my high school sweetheart, and then I lost my full-time job cause the company I worked for shut down. Since then, things have changed for the better though. I’ve remarried now and 6 months ago, me and my new hubby were on the hunt for a new home when I found out this foreclosure thing was still on my credit report! UNBELIEVABLE! I heard about Cool Credit through a friend of mine so I reached out to them without wasting any time. They were able to get it removed faster than I had imagined!

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