The money is in our bank within 24 hrs., just as promised. Our chosen risk rules protect us from chargebacks. With other companies, they did not require as much credit card information in order to process a payment and our chargeback rate was high and a it was a long process to fight a dispute. Paysafe's protocols protect us from chargebacks and from fraud. The tools and gateway processes extremely well and it the back office makes reconciliation simple. The level of service that we get from our account manager and the technical support experts is of the highest quality. The customer service is wonderful.