What is PST.NET?
PST.NET provides virtual cards in $ and € for online shopping and advertising. Top-up your account with a crypto or wire transfer and you are ready to pay for any goods and services, like Facebook Ads, Google Ads, etc. Get your first virtual crypto card (VCC) in one minute at PST.NET Key benefits of PST.NET: Premium virtual payment cards (VCC) from major banks in USD and EURO; Instant card issuance, first card without documents (KYC); Deposit your cards with a crypto (USDT, BTC) or WIRE transfers; Perfect for media buying (Facebook Ads, Google Ads, TikTok Ads, etc); Cards with 3D-Secure (confirmation codes will appear in PST account); Tools for teamwork and spend management control (control of team members and their limits, various reports) – Special offer for teams (PST Private): up to 100 virtual payment cards for free, cashback 3% on ads – 0% for approved and declined transactions as well as for withdrawal of funds to the card and for blocked cards
Alternatives to PST.NET
Sage Business Cloud AccountingSpotlightSage is the market leader for integrated accounting, payroll, and payment systems, supporting the ambition of the world’s… Learn more about Sage Business Cloud Accounting.
PaykassmaSpotlightAccept high risk payments from all over the world with Paykassma Leading payment processing solution in India, Bangladesh… Learn more about Paykassma.
EarninAt Earnin, we’re making money work in a way that’s fair’s good for everyone. Together with our community, we’re creating a… Learn more about Earnin.
Zil MoneyZil Money offers the Payroll by Credit Card feature to pay your employees on time and earn cash back rewards. Also write-off… Learn more about Zil Money.
Zil USZil.US offers international wire transfers. Open a checking account without visiting the US. The platform also offers ACH… Learn more about Zil US.
SpendNetSpend.net provides virtual Visa and Mastercard cards for online payments and advertising. Get up to 2% cashback on every… Learn more about SpendNet.
LinkPayExperience 0% deposit fee and 3% cash back for all online purchases with LinkPay's next-gen virtual crypto cards (VCC) Welcome… Learn more about LinkPay.
Total Web Solutions LtdTotal Web Solutions has been trading since 1995 offering business critical solutions to organisations of all sizes throughout… Learn more about Total Web Solutions Ltd.
OmniFundOmniFund® provides integrated payment, statement, and invoice services to B2B and B2C companies worldwide. Since 2005, OmniFund®… Learn more about OmniFund.
AirwallexEmpowering modern businesses to grow beyond borders. Airwallex is a leading global financial platform for modern businesses… Learn more about Airwallex.
PST.NET Reviews (76)
- ★★★★★62
- ★★★★★12
- ★★★★★0
- ★★★★★2
- ★★★★★0
Review Summary
Generated using AI from real user reviews
PST.NET earns strong praise for virtual cards that work reliably across ad platforms and everyday spending. The vast majority of users report hassle-free registration, fast top-ups (often crypto-funded), and successful payments where other cards decline—particularly on TikTok, Facebook, Google Ads, and subscription services. Many highlight cashback rewards (typically 1–3%), team tools for media buying agencies, and responsive support. The app is described as intuitive, and card activation is nearly instant.
A small group of users criticize confusing or high fees, with some losing significant amounts to charges they didn't fully understand upfront. A couple of reviews mention minor friction around verification or withdrawal timelines, though support generally resolved these quickly. One user found the advertised cashback underwhelming in practice.
The imbalance in review sentiment is stark: 44 of the 50 reviews are 5-star, and the few lower ratings focus narrowly on fee clarity rather than core functionality. Users span casual shoppers, remote workers managing subscriptions, and advertising teams handling large budgets—all reporting consistent payment success. The main caveat is transparency around pricing; interested buyers should review the fee structure carefully before committing.
★★★★★
Tuesday, October 28, 2025
“I like it. At first I thought it was strange…”
I like it. At first I thought it was strange that the registration was done in one stepp but then I realized how convenient it was no extra questionnaires, no waiting, and the KYC is nice, I did it on my iphone in 10 minutes.
★★★★★
Tuesday, October 21, 2025
“I like the Ultima for paying on all trips! It…”
I like the Ultima for paying on all trips! It works nicely, is reliableand I feel secure. BTC funding is availableand I like it too!
★★★★★
Thursday, October 16, 2025
“I really enjoy the cashback! 3% is quite a big…”
I really enjoy the cashback! 3% is quite a big profit! I even got back $700 in one month! And all my ads are fine with no bans!
★★★★★
Thursday, October 9, 2025
“I use the card for subscriptions to some foreign services.…”
I use the card for subscriptions to some foreign services. With Ultima, everything is charged clearly without refusals. I feel like I have financial freedom using it. I also think that in the future, all banks should be like PSTNet a very client-centered brand
★★★★★
Thursday, October 9, 2025
“Good! Very good! No limits, no restrictions, no complications! Take…”
Good! Very good! No limits, no restrictions, no complications! Take an ultima card and pay wherever necessary. The payment amount can be anything, and it doesn’t need to be separately confirmed or split into multiple payments. Very convenient. And everything is in the app thays a separate plus.
★★★★★
Thursday, October 2, 2025
“My search for a decent virtual card has been a…”
My search for a decent virtual card has been a long one... As soon as I started having trouble paying for subscriptions and orders from the UK and US, I immediately began looking for an alternative way to pay. A lot of scams, a lot of predatory offers, a lot of fakes. Ultima is the only card that offers a good price-to-quality ratio, and it’s a pleasure to use... All payments are fast and commission-free...
★★★★★
Monday, September 22, 2025
“The best cards for advertising because they work and because…”
The best cards for advertising because they work and because there’s cashback. I’ve been using them for a month now and Iam more satisfied than ever. You can figure out the team tools on your own cos everything is designed very simply. Everything ingenious is simple yep it’s real
★★★★★
Thursday, September 18, 2025
“corresponds to the stated features. i wll keep using it.…”
corresponds to the stated features. i wll keep using it. i got the annual plan at a discount with very good price. iam happy about the free app.i haven’t figured out what the cardholder is yet but i have already installed it. it looks like another browser extension but iam not sure what it is for
★★★★★
Monday, September 1, 2025
“These are the only cards that work well for large…”
These are the only cards that work well for large teams! I work at an agency and regularly tested different payment services for media buying. In the end, we’ve been using only PST Private for a year now the team loves it. The cashback is also great they use it for test budgets. The reporting is in a very convenient format too. Thank you!
★★★★★
Wednesday, August 27, 2025
“Excellent virtual cards for Google Ads. No risk-payments if used…”
Excellent virtual cards for Google Ads. No risk-payments if used carefully. The teamwork tools are as functional as possible, everything you need for smooth team operations, no matter the size. Support is fast, which is a big plus. 10 out of 10
