SpendNet
★★★★★ 4.7 · 60 Reviews
What is SpendNet?
Spend.net provides virtual Visa and Mastercard cards for online payments and advertising. Get up to 2% cashback on every transaction and enjoy total fee transparency. Top up your balance with crypto (USDT (TRC20) or BTC) and start paying instantly on platforms like Facebook Ads, Google Ads, TikTok Ads, and more. Create your first free card in minutes. Start earning cashback with Spend.net today **Key benefits of Spend.net:** Cashback: 2% on advertising cards, 1% on general spending cards; Free virtual card issuance via Visa/Mastercard with 3D Secure protection; Zero fees on everything: payments, top-ups, refunds, declines, currency exchange and withdrawals; Flexible top-up fees — you choose the percentage yourself (typically around 2%); Ideal for media buying: Facebook Ads, Google Ads, TikTok Ads, and more; 20 BINs optimised for ad platforms, including 6 exclusive BINs for lower decline rates; Crypto-friendly platform: fund your account with USDT (TRC20) or Bitcoin (BTC); Built-in dashboard for team management, task delegation, and real-time analytics; Export reports in CSV/XLS format; cashback updates in real time; Fast onboarding via Google or email; 24/7 live chat support directly from your dashboard.
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SpendNet Reviews (60)
- ★★★★★45
- ★★★★★12
- ★★★★★2
- ★★★★★0
- ★★★★★1
Review Summary
Generated using AI from real user reviews
SpendNet's virtual payment cards are overwhelmingly praised by users, particularly for advertising and digital subscriptions, though one account access issue stands out as a serious problem. The service earns consistent 5-star ratings (40 of 50 reviews) primarily because cards are free to issue, come with cashback by default, and charge zero fees beyond small top-up commissions. Users across advertising, SaaS, travel, and online shopping consistently report smooth payments with major platforms like Facebook, TikTok, Google Ads, and international merchants, often noting that the cards work where others fail.
The weak cashback rates (typically under 2%) and occasional comparisons to standard bank cards suggest limitations in earning potential, and one reviewer reported a serious account access problem lasting a week. Still, the free issuance model combined with any cashback appears genuinely differentiated in the market for this use case. Users praise fast registration, straightforward interfaces, transparent fee structures, and quick crypto top-ups via USDT. Support responsiveness gets positive mentions, and the ability to issue multiple cards without friction appeals especially to media buyers testing campaigns. For advertising professionals and frequent dollar-payers, the consensus is strongly positive; the single access issue is a notable outlier in otherwise reliable service feedback.
★★★★★
Tuesday, July 8, 2025
“Spend cards are OK. The registration is fast, payments go…”
Spend cards are OK. The registration is fast, payments go through without trouble. The cashback option is my favourite. The other thing I like is that all processes inside the fintech platform are fast, like registration. You don’t waste your time.
★★★★★
Tuesday, July 8, 2025
“Best for FB and TikTok! I’ve just tried these Spend…”
Best for FB and TikTok! I’ve just tried these Spend cards and I’m totally in love! The best BINs ever! Everything works in seconds and without any issues! The fees are the best too! They’re almost zero and even customizable! I hope this service will stay the same in the future — it’s top of the top!
★★★★★
Tuesday, July 8, 2025
“I have not seen virtual cards for media buying better…”
I have not seen virtual cards for media buying better than Spend’s cards! They have a good price, it’s quite cheap, and they also have great features. they can be used for work in teams, and it’s really easy to use. My fav part of the service is their minimalistic features in the profile. And of course, simple crypto top-up. Very good, very good…
★★★★★
Tuesday, July 1, 2025
“nice card for dollar payments. abode, ai, figma - all…”
nice card for dollar payments. abode, ai, figma - all payments are done.cashback is not high, but it’s cool that it’s available on the cards. every cent is very useful for conscious consumption.crypto top-up is very easy.i also like the fee for this operation, it’s the lowest fee I know.
★★★★★
Monday, June 30, 2025
“Sooooo nice! I’m glad to see cashback options that work…”
Sooooo nice! I’m glad to see cashback options that work with ANY ad payments! Moreover there’s a 2% cashback! It’s really an extra bonus for media buying! So I will use Spend’s cards in the future it’s 100% true!
★★★★★
Friday, June 27, 2025
“I’ve been using Spend for a month now. A great…”
I’ve been using Spend for a month now. A great choice for anyone who often paysonline.
★★★★★
Friday, June 27, 2025
“pretty good for ADS! Love the unique BINs and the…”
pretty good for ADS! Love the unique BINs and the fees are clear. I’ve used the ad card only for Facebook so far, but my next step is Google Ads for lead generation
★★★★★
Wednesday, June 25, 2025
“I think the Ultima is the easiest to use virtual…”
I think the Ultima is the easiest to use virtual card today. It’s not my first experience with virtual cards, in recent years I’ve often looked for a simple dollar card for digital subscriptions. And as far as I can judge now , the Ultima is ideal for that
★★★★★
Wednesday, June 25, 2025
“it’s not an unusual ad card but a normal card…”
it’s not an unusual ad card but a normal card that works well. I think it’s the best payment platform for media, marketing and all other kinds of digital payments. If you work mindfully, everything with your ads and these cards will be fine
★★★★★
Wednesday, June 25, 2025
“Judging by the reviews online, the company is young. I…”
Judging by the reviews online, the company is young. I tried to pay for a gpt subscription. The payment went through without problems. I spent about $50 on everything. I will continue testing.
