What is Xero?
At Xero, we build cloud-based accounting software that helps small businesses, accountants, and bookkeepers run their finances with clarity and confidence. Since our founding in 2006, we've grown into a global platform used by millions of subscribers, and we're proud to serve a thriving community of US small businesses and accounting professionals. Our software handles the essentials you'd expect, including invoicing, bank reconciliation, expense and bill management, payroll integration, and real-time financial reporting, all accessible from your browser or our mobile apps. We connect directly to US banks and credit card providers through automatic feeds, support 1099 contractor tracking, and partner with sales tax tools like Avalara to help you stay compliant across states.
We offer tiered monthly subscription plans designed to scale with your business, and unlike some of our competitors, we don't charge per user, so you can invite your whole team and your accountant without worrying about added costs. Our open API and app marketplace give you access to more than a thousand integrations, including Stripe, Square, Gusto, Shopify, HubSpot, and many others, so you can build the tech stack that suits how you actually work. Whether you're a freelancer sending your first invoice, a growing startup managing cash flow, or an accounting firm supporting dozens of clients, we're here to make the numbers side of running a business simpler, faster, and a lot less stressful.
Xero Key Features
- Fast bank reconciliation
- Unlimited users, for free
- Smart reports
- Go mobile
- Easy invoicing
- Pay bills
Alternatives to Xero
FreshBooksSpotlightAt FreshBooks, we build cloud-based accounting software designed around the needs of self-employed professionals, freelancers… Learn more about FreshBooks.
Zoho BooksSpotlightZoho Books is a cloud-based accounting software designed to help small and mid-sized businesses manage their finances with… Learn more about Zoho Books.
Sage Business Cloud AccountingSpotlightSage is the market leader for integrated accounting, payroll, and payment systems, supporting the ambition of the world’s… Learn more about Sage Business Cloud Accounting.
KashFlowEasy to use cloud software for accounting, bookkeeping and payroll, taking the hassle out of small business accounts. Learn more about KashFlow.
Sage IntacctIntacct is the cloud financial management company. Bringing cloud computing to finance and accounting, Intacct's award-winning… Learn more about Sage Intacct.
Wave AccountingWave is a web-based integrated accounting solution exclusively designed for small businesses, freelancers, and consultants. Wave… Learn more about Wave Accounting.
Arithmo Accounting SolutionsThe value of your business lies in perspective. SimpleBooks focuses a lens on your income, outgoings, cash flow, VAT and more… Learn more about Arithmo Accounting Solutions.
FreeAgentFreeAgent is a multi-award winning online accounting system specifically designed to meet the needs of small businesses… Learn more about FreeAgent.
TalibroTalibro.com is a double-entry, cloud accounting solution for Small Business, since 2012. FEATURES - Accounts receivable… Learn more about Talibro.
AqillaAqilla - simple, affordable and smart cloud-based accounting and business software. Our solution is designed to suit the needs… Learn more about Aqilla.
Xero Reviews (64)
- ★★★★★40
- ★★★★★22
- ★★★★★1
- ★★★★★0
- ★★★★★1
Review Summary
Generated using AI from real user reviews
Xero is widely praised as an easy-to-use cloud accounting solution that has significantly improved workflows for small business owners and accountants. Users consistently highlight the intuitive interface, time savings from automation and bank feeds, and the ability to collaborate in real-time without per-user fees. The mobile app, customizable reporting, and third-party integrations (Stripe, PayPal, Gusto, HubSpot) are frequently cited as standout features that streamline invoicing, expense tracking, and financial visibility. Customer support is repeatedly praised as responsive and helpful. A small number of reviews mention minor limitations, such as light inventory features for product-based businesses and the learning curve when transitioning from other software, though these constraints do not significantly detract from overall satisfaction.
★★★★★
Monday, January 21, 2013
Creative Solutions“I am so happy with this accounting software! I'm not…”
I am so happy with this accounting software! I'm not great at accounting and my old software was totally confusing and added unneeded work to an already busy day. But now accounting is a breeze!
★★★★★
Wednesday, January 16, 2013
“Owning a small company there are plenty of options when…”
Owning a small company there are plenty of options when it comes to accounting software. However, we have found Xero to be the best we've used. From the interface to ease of use, Xero has been a win!
★★★★★
Wednesday, January 9, 2013
“I tried another accounting software and ended up confused and…”
I tried another accounting software and ended up confused and frustrated. Then I made the switch to Xero and I couldn't be happier. Xero is incredibly easy to use and very intuitive and has some of the best customer service I have experienced. As they claim it is, Xero is truly beautiful accounting software. Thank you Xero!
★★★★★
Wednesday, January 9, 2013
Value Webprise“A spectacular site! The easiest and most organized program I…”
A spectacular site! The easiest and most organized program I have used to date.
★★★★★
Monday, January 7, 2013
“Great site and a great video too. Site is easy…”
Great site and a great video too. Site is easy to navigate and get to where you want fast. Great cloud software.
★★★★★
Friday, December 28, 2012
“The site is great, it is easy to view and…”
The site is great, it is easy to view and clearly explains what the company does. However, I wish the images were a bit bigger since there is a great deal of text on the page.
★★★★★
Friday, December 28, 2012
My Home to Yours“My small business was struggling, we couldn't keep track of…”
My small business was struggling, we couldn't keep track of our expenses and our invoice system was a joke. I tried other programs and just couldn't figure them out. Xero made it so easy and the explanations were easy to understand. My employees are much happier with their new payroll.
★★★★★
Thursday, December 27, 2012
Chaney & Associates“Xero is a phenomenal platform that has dramatically impacted how…”
Xero is a phenomenal platform that has dramatically impacted how we serve our clients. Xero is incredibly user friendly, intuitive and collaborative. With Xero we know we can truly serve clients anywhere, anytime and become their trusted advisor.
★★★★★
Thursday, December 27, 2012
Silver Living“We tried so many other online accounting systems for our…”
We tried so many other online accounting systems for our small business and none of them fitted the bill. The free ones were light on functions that you actually need. Xero was right on. It's not super simple, but once you get the hang of it, it's very quick and powerful. The support team is great and very responsive.
★★★★★
Thursday, December 27, 2012
The Tucson Experts“A very comprehensive service that helps with all aspects of…”
A very comprehensive service that helps with all aspects of business usage. Great to have all the accounting and evaluation pieces in one place with Xero.
