Doxo is owned by Jeff bezos , the owner of Google. They frauded me . DOXO creates websites to resemble the company you want to pay. They get all your info and do not reveil they are a 3rdparty bill pay till last page. In my case they wanted over 65.00 toake a payment. I never submitted the payment and backed out. They processed the payment anyway. I never hit the submit button after seeing the 65.00 charge. They processed it anyway . My loan is in jeopardy because of their shady ripoff method. Check all reviews on this company. You'll see.