If I could give it 0 stars I would. I really wish I would have read the reviews before getting burned by them. I’m guessing my emails to them will be answered whenever... I’ve been using the app for about 3 weeks now and thought it was great. However, this week the let me know that I could advance up to $250. Yesterday, the app only let me take $50. I figured I would be able to take more today. This morning, I checked my bank account and the $50 deposit is no longer showing. When I checked my Earnin account, it says that I have already advanced $250 this pay period, which is completely false. At this point, I haven’t borrowed even a penny from them this week. After reading these reviews, I am beginning to freak out. Looks like some of you have been charged for money that was never deposited.