I would NEVER recommend this app. Wasn’t told that it takes 3 business days for them to take the money back. It has no option to send the money you borrowed yourself. Customer service is a joke. No, number to call to speak with a live person. I “spoke” with two reps and neither could tell me why is say the money would be debited out 10/19 and now the rep tells me 11/2! The is a fraud!