If I could give 0 stars, I would. Worked great in the beginning and I have been an avid user for around 5 months. All of the sudden they take $400 back that I owed, but did not take $100 add. That I owed. I believe the app did this on purpose so they could put my account on hold, take $400 out of my account and not allow me to borrow anymore. Spoke with multiple customer service and asked why add. $100 was not taken out and that it could be taken out. Everyone beat around the bush and would not answer my question, just kept stating the obvious that as soon as they took it, my account would no longer be on hold. Total scam. Go get a reliable pay day loan if you really need to before you use this crap app.