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SpendNet

★★★★★ 4.7 · 60 Reviews

What is SpendNet?

Spend.net provides virtual Visa and Mastercard cards for online payments and advertising. Get up to 2% cashback on every transaction and enjoy total fee transparency. Top up your balance with crypto (USDT (TRC20) or BTC) and start paying instantly on platforms like Facebook Ads, Google Ads, TikTok Ads, and more. Create your first free card in minutes. Start earning cashback with Spend.net today **Key benefits of Spend.net:** Cashback: 2% on advertising cards, 1% on general spending cards; Free virtual card issuance via Visa/Mastercard with 3D Secure protection; Zero fees on everything: payments, top-ups, refunds, declines, currency exchange and withdrawals; Flexible top-up fees — you choose the percentage yourself (typically around 2%); Ideal for media buying: Facebook Ads, Google Ads, TikTok Ads, and more; 20 BINs optimised for ad platforms, including 6 exclusive BINs for lower decline rates; Crypto-friendly platform: fund your account with USDT (TRC20) or Bitcoin (BTC); Built-in dashboard for team management, task delegation, and real-time analytics; Export reports in CSV/XLS format; cashback updates in real time; Fast onboarding via Google or email; 24/7 live chat support directly from your dashboard.

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SpendNet Reviews (60)

4.7
★★★★★
60 reviews
  • ★★★★★45
  • ★★★★★12
  • ★★★★★2
  • ★★★★★0
  • ★★★★★1

Review Summary

Generated using AI from real user reviews

SpendNet's virtual payment cards are overwhelmingly praised by users, particularly for advertising and digital subscriptions, though one account access issue stands out as a serious problem. The service earns consistent 5-star ratings (40 of 50 reviews) primarily because cards are free to issue, come with cashback by default, and charge zero fees beyond small top-up commissions. Users across advertising, SaaS, travel, and online shopping consistently report smooth payments with major platforms like Facebook, TikTok, Google Ads, and international merchants, often noting that the cards work where others fail.

The weak cashback rates (typically under 2%) and occasional comparisons to standard bank cards suggest limitations in earning potential, and one reviewer reported a serious account access problem lasting a week. Still, the free issuance model combined with any cashback appears genuinely differentiated in the market for this use case. Users praise fast registration, straightforward interfaces, transparent fee structures, and quick crypto top-ups via USDT. Support responsiveness gets positive mentions, and the ability to issue multiple cards without friction appeals especially to media buyers testing campaigns. For advertising professionals and frequent dollar-payers, the consensus is strongly positive; the single access issue is a notable outlier in otherwise reliable service feedback.

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